Amount, use and timing
Identify the expense and select the funding purpose and urgency that correspond to it.
Business financing referrals · Online retail businesses
Plan an inventory purchase around your online selling cycle.
Online sales still require stock, packing and shipping before marketplace payouts arrive. Describe the purchase or operating gap your business funding request would cover.
How it works
The application process
Operating information
Complete the business-name, industry, revenue and history fields together with the approximate credit range.
Review and send
Check your answers, review the consent wording and use the verification code before submitting the request.
Possible uses
Business expenses to describe
Inventory
A supplier deposit and final balance may be due before stock becomes available online. Include freight and distinguish replenishment from an untested product launch.
Fulfillment equipment
Packing benches, label printers and storage systems can support order handling. Price the equipment and setup for the order volume the business actually expects.
Operating expenses
Platform fees, shipping and returns can affect the cash received from a sale. Define the period covered and use the relevant payout schedule to explain the gap.
Online retail businesses · funding preparation
Costs and customer receipts
Gross online sales are different from the payout after fees, refunds and reserves. Use the receipts available to the business when reviewing any financing repayment schedule.
Before you decide
When reviewing a provider offer
Proceeds and deductions
Confirm the sum available for the purchase after any withheld charges.
Repayment and fees
Add the scheduled payments and other costs to understand the overall obligation.
Terms and flexibility
Read provisions covering guarantees, early settlement and changes in the business.
Before you begin
Application preparation
Gather the business basics and check the expense calculation before you begin the application.
- 01Funding amount, business purpose and timing
- 02Monthly revenue and time in business
- 03Industry, business name and approximate credit range
- 04Owner contact details and mobile access
A few things to know
About this referral service
Information sharing and referral payments
The referral process involves selling submitted application information to funding partners, with no more than five receiving one request. We receive partner payments whether the request is funded or not and impose no application charge on you.
Approval and available terms
The requested amount expresses what the business wants to explore. It is not an approved amount, and a funding partner may offer different terms or no financing at all.
Provider timing
Submission and receipt of funds are different stages. Any timeline must be confirmed with the funding provider after it has reviewed the request.
Contact consent and mobile verification
Read the disclosures presented with the application rather than relying only on this page. Submission includes a separate contact-consent review and a mobile verification step.
Make a beginning
Start with your business funding request
Use the form to present your business funding need, including the amount and purpose of the request.